Mortgage Loan Officer

Company: Liberty Savings Bank FSB
Location: Bradenton
Posted on: November 23, 2020

Job Description:

Description: Job Summary:Meets or exceeds established production goals by originating mortgage loan applications and developing lending relationships with Realtors, builders, developers and other sources of loan referrals.Essential Functions:-- Develops lending relationships with Realtors, builders, developers and other sources of loan referrals.-- Takes mortgage loan applications and request required documentation.-- Communicates with customers regarding loan process and status during processing.-- Submits loan package to mortgage support for processing and attends loan closings.-- Mentors other Loan Officers by providing training and support with emphasis on sales, the origination process and loanprograms.-- Upholds customer satisfaction by supporting external and internal customers and answering questions/request in a timely manner.-- Maintains customer confidence and protects operations by following the Privacy Policy and keeping information confidential.-- Complies with bank procedures and follows regulatory, operational and security guidelines.Secondary Functions:-- Works with financial center staff to develop both deposit and lending relationships to maximize cross-selling opportunities.-- Represents the bank in local community by participating in civic and community events.-- Attends various committee meetings and planning sessions as needed.-- Stays current with industry knowledge and regulations by completing training sessions as scheduled.-- Contributes to the team effort by working on special projects/reports, performing other job-related duties and accomplishing related results.. Requirements: Job Standards:-- Actively pursues business development opportunities within market and consistently establishes new profitable customer relationships as evidenced by meeting individual production sales goals.-- Is actively involved in the community and finds ways to leverage those relationships into networking opportunities that result in new business as evidenced by sales reports.-- Demonstrates excellent customer service, both in person and on phone, as evidenced by positive reports or minimal complaints from clients and management observation.-- Responds to requests and/or questions within a 24-hour turnaround.-- Sets the standards for staff on professionalism, customer service, teamwork and attendance as evidenced by management observations.Physical Demands:-- Talking--Ability to express or exchange ideas by means of the spoken word.-- HearingAbility to receive detailed information through oral communication.-- SeeingAbility to view a computer screen for an extended period of time and/or identify individuals visually.-- WalkingAbility to use feet and legs to move from one place to another specifically in narrow/confined spaces.-- Finger dexterityAbility to work with fingers for handling documents and use a keyboard.-- DrivingAbility to travel to various/multiple locations or client sites.Knowledge, Skills and Abilities:-- Associates Degree in related field or equivalent work experience required.-- Strong sales ability or aptitude with a proven track record and 3 years successful mortgage origination experience required.-- Must have a professional, business-like appearance, with excellent communication and presentation abilities.-- Motivation and initiative are essential, along with skills in organization and flexibility in scheduling.-- Must be able to monitor loan packages to closing and travel to develop a customer base.-- Must be able to deal with individuals in a tactful congenial and personal manner as not to alienate or antagonize them.-- Able to use and/or learn industry related software specific to Liberty and the department and to utilize standard business related software is required, Microsoft Office preferred.PM19

Keywords: Liberty Savings Bank FSB, Bradenton , Mortgage Loan Officer, Other , Bradenton, Florida